You might ask SS by themselves? Did you have got large amount of loans through them? In the event that you do you could devote an affordability issue and that could possibly purge exactly what occurred towards the final loan.
Thank you for the response, I’d imagine it absolutely was about a few years, you’ll find nothing showing on my reports. Perhaps I’ll simply wait to see if we hear from their store. All post is been forwarded from old address so I would personally have obtained any communication from their website.
I’ve been studying the responses recently and have always been happy to see folks have been having some success with refunds.
I will be nevertheless waiting to listen to the results of NIck H arbitration which he said ended up being planned sometime in September ’17 before We distribute my claim to your OAFS due to a “i believe it is a statute banned outstanding financial obligation” with Pounds to Payday that We don’t want to acknowledge on paper if my claim possibly wouldn’t become successful.
Nevertheless, my question that is current is i’ve been reading in previous articles that:
“They wont budge on loans before 2011, they make that clear. They didn’t have to adhere to any legislation pre 2011.”
My last loan was in FEB 2009, therefore I have always been worried they won’t also contemplate it.
Has anyone possessed a payout with a pre 2020 loan?
The Hitman says
I’ve had a really comparable thought today with mine, As I had loans from 2019-2020
Well eventually got a final reaction from SS they don’t acknowledge any incorrect doing but will waive the outstanding £450 balance! Gone back a times that are few the previous few months absolutely nothing right back from their website threatened OAFS nevertheless nothing. Ashamed to say 9 consecutive loans with SS all post 2011 alongside 10-15 other month-to-month payday advances because of my economic stress and a dark dark time bank statements and credit report reveal the degree of borrowing and how dependant I happened to be on these loans so I’m maybe maybe not supporting down with this as should they had done appropriate checks i truly wouldn’t have now been offered any style of credit! Anyhow I’ve dealt with all the other loan providers a number of which decided to go to FOS and upheld.
Long tale I’ve that is short emailed and so they have actually been therefore helpful. Today whenever I emailed them for addesss and bank details to lodge my issue if they respond otherwise posting my forms and all evidence and hoping for a good result with them they said forward on all the emails I’ve sent https://installmentloansvirginia.org/ them and they will email SS/Northway and chase up before a formal complaint so that was done today and let’s see! they are doing tbink if it wasn’t for this page so thank you because they weren’t regulated in the U.K. or by FCA and out of reach of FoS they can just dismiss people and I would have let it go!
Only one bit that is last of for you personally on my nowadays settled loan. OAFS have actually refunded my 25 Euro costs as i accepted the offer that I’d from Northway, even though we most likely, well positively, will never have experienced that offer devoid of there input. Great solution.
Pertaining to the feedback we made about PTPD maybe perhaps perhaps not budging on loans pre 2011 then that is one thing you ought to challenge. This is the information they explained in me personally uncertain terms, I experienced ten loans pre 2011 from 2009 and through 2010. When I accepted a better offer I didn’t have the opportunity to challenge this. However you should.
Hi here I have begun the OAFS process – I’m sure it is pretty adjustable, but could somebody provide me personally a obscure concept as to the length of time it took from the period? Have always been we evaluating another month or two to solve?
I’d want to know this to!
We received my receipt and enrollment associated with the issue by the end of August.
The things I will state however will be the people at OAFS are extremely helpful and would cheerfully spend our Financial Ombudsman a comparable quantity for a solution of the same quality.
Sara (Financial Obligation Camel) says
The FOS gets one thousand cash advance complaints a thirty days. 68% are increasingly being upheld. We question the OAFS gets 50.
I’ve been going right through for around a few months now and really should have my hearing adjudicates because of the finish for this month
Hi all, Northway have answered to me with my declaration of take into account Swift Sterling but have actually stated as they no more very own Swift Sterling a complaint may not be directed for them who do I place a issue into if it does not head to them?
We directed issue for them while they received the attention We paid, they granted the loans and I also still find it they who will be the reckless loan provider.
Sara (Financial Obligation Camel) says
The issue is going to Northway. Ignore their cautiously worded message – legally it is proper but just about everyone checks out it the way that is wrong…
Nick H – any up-date in your adjudication?
Nevertheless waiting to them to verify the date associated with the hearing.
I’ve sent a chase e-mail today when I will have to arrange time off to attend this via google hangouts
Samuel Hall says
Presently in mediation with Northway in addition they have actually provided money of 115 (I’m owed with interest and costs near to 3k ) my loans had been removed in 2007 a lot of them post legislation change in April 2007, does anybody know the date poundstilpayday became controlled by the OFT ?
Sara (Financial Obligation Camel) says
I’m maybe not certain it ever ended up being OFT controlled.
Comparable figures in my experience. Their offers had been a tale so my mediation failed.