We love not being a bank, which means we are able to give you interest that is low no cost signature loans!
Can get on top of financial obligation, buy car that is new or make your dream vacation a real possibility – we could tailor our unsecured loans to suit your spending plan.
In the event that you took away that loan of $10,000 over a 7-year term at the truly amazing price of 9.95per cent p.a adjustable. your repayments that are weekly begin from $38!*
Apply online with our easy unsecured loan application that takes about a quarter-hour to accomplish.
Unsecured Loan Calculator
Learn how much your loan repayments can be with your online unsecured loan calculator. Begin now!
Apply On Line
Discover what you ought to apply! Our online unsecured loan application is effortless and certainly will just just take around a quarter-hour to accomplish.
Loan Agreement & General Terms
See a duplicate of our Loan Agreement and General Terms.
FAQ Loan Questions
You can apply to borrow any amount over $500 if you are a New Zealand citizen and over 18 years old.
First Credit union’s financing requirements, terms and conditions use.
You are able to affect borrow any quantity over $500. The quantity we approve is supposed to be susceptible to your circumstances that are financial our lending requirements. Utilize our loan calculator to obtain a online payday loans cornwall residents sign of exactly just what repayments for the total amount you might be attempting to borrow look like.
Definitely! You don’t should be an associate of First Credit Union to try to get a loan that is personal. You can easily use online or by going to certainly one of our branches. In the event that you have an individual loan from First Credit Union you may are a member and certainly will reap the benefits of all of the services and products we provide.
Yes you can, at the mercy of your circumstances that are financial our normal lending criteria.
The program procedure for expanding your private loan is the same as a brand new loan and you’ll need certainly to fill out of the application for the loan kind once again. You are able to use online or by going to certainly one of our branches.
First Credit Unions financing criteria, stipulations use.
No. We don’t cost any early repayments charges.
You’ll be able to make payments that are extra your loan and you won’t be penalised.
It’s as much as you! We provide for a wide range of purposes. We could shape that loan to satisfy your preferences. Have the car that is new just just take that trip, combine the money you owe or just find some additional cash, we’re here to assist.
First Credit Union doesn’t charge any loan application or processing costs, that could help you save hundreds.
The group in the beginning Credit Union are right right here to aid. We realize that sometimes things get wrong rather than to prepare.
That you give us a call or visit your nearest branch as soon as possible if you have missed a personal loan repayment it is important.
All of us is going to work you contact us the better with you to get everything back on track, so the sooner.
In case your unsecured loan is authorized we shall want to see some photo ID, such as for example a passport. If you’re perhaps not an associate we’re going to likewise require evidence of your present street address such as for example a bank declaration or domestic bill addressed to you personally. Please take a look at our complete selection of ID demands.
Important Information
*Normal financing criteria apply and T&Cs apply. View our prices and costs here. Numbers are a sign limited to a $10,000 loan at 9.95per cent p.a. variable over a 7-year term and will not add loan protection insurance coverage.
Normal floating prices vary from 9.95% p.a. adjustable to no more than 18.00per cent p.a. variable
No minimum loan term. Optimum loan term 7 years.
No application costs with no repayment that is early.